Wealth Accumulation
 Save now!
Be happy later!
Don't have all your eggs
in the same basket.
♦ Understand
♦ Diversify
♦ Manage Risk
♦ Protect
♦ Watch
The regulatory bodies, including the SEC and FINRA, have created stringent rules to help protect the consumers of the products of the investment industry. We respect those rules. That is the reason we present our potential clients with a fact-finding questionnaire early in our relationship so we can determine their individual risk tolerances and investment objectives. After that is completed, we can bring the full-range of qualified ideas to help satisfy our client's goals.
The facts! Sad but true.
43% of Retirees age 45 or older have saved less
than $25,000 for retirement.*
* 2006 Retirement Conference Survey EBRI
Only 42% of Americans know how much money
to save for retirement.*
* 2006 Retirement Conference Survey EBRI
80% of your retirement income will be up to you.*
* Income for the Aged Chartbook. Social Security Administration 2006
Careful planning in the years and months leading up to retirement can help ensure a smooth transition to a financially independent retirement. Click here for a FREE article about key points to consider.
Based upon the facts and what we observe as financial professionals, way too many people miss the boat when preparing for their retirement years. Statistically, either the wife or the husband can live to be about 90 years old. That means that income will be needed for about 30 years after the wealth/asset accumulation period of a familys' life. Proper planning during these accumulation years can help allieviate much grief and dispair during those years when peace of mind and tranquility are desired the most.
Outlined here are some ideas, and by no means all, that could be helpful during your process of planning ahead for your retirement.
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