Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
3309 Winthrop Ave. Suite 73
 • Fort Worth, TX •

76116
Phone:

817-921-3083

 • Fax: 817-570-0954
• jeff@jpinnova.com

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jeff@jpinnova.com

 

Securities offered through SagePoint Financial, Inc., member FINRA/SIPC. Investment advisory services offered through Financial Education Associates, Inc. a registered investment advisor, not affiliated with SagePoint Financial.  Companies listed here are independent and separate entities. Royalty Owners Helpdesk is an informational resource and is not a registered investment advisor or broker-dealer offering products or services.  Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.